Campervan insurance you can trust

What is a campervan?

The word campervan usually invokes images of classic VWs cruising along highways on the sun-kissed roads of California, windows down and music blasting from the windows. While this might well be exactly how you plan on spending your life on the road, there is so much more to a campervan than a bed in the back of a van.

Designed primarily as a mode of transport that offers simple accommodation, campervans offer a certain level of flexibility that motorhomes don’t. They’re often smaller, with pop-tops or expanding roofs to allow for increased space for beds or standing room, or fixed raised roofs. This generally means they look and feel more like vehicles than a house on wheels, and they offer basic amenities for sleeping, cooking and in slightly larger or more luxurious campervans, a shower/wet room.

As they have less space, they most often have a bed at one end of the vehicle, rear and/or side door, a small window and offer limited storage capacity. The driver's cab is also rarely separated from the accommodation quarters. To create more space, retractable awnings can be attached to the side of the van for more comfortable living and dining situations.

You might be wondering ‘is a campervan an RV?’ The simple answer is yes. RV tends to be an American term, meaning Recreational Vehicle, and encompasses most forms of motorhomes and campervans, although American-built models tend to be much larger for improved comfort and storage.

There are a number of manufacturers with some of the most popular models being produced by VW, Ford, Fiat and Toyota. You may also consider a campervan if you already own a van that you are looking to convert. You will need to ensure your vehicle meets all requirements as set out by the DVLA for a conversion.

Pros of campervans

There are a few perks to choosing a smaller vehicle such as a campervan for life on the road:

  • More aerodynamic than larger motorhomes
  • Usually cost less to purchase
  • More fuel efficient than larger vehicles
  • Cheaper to maintain and use, including parts, ferry, toll charges and campervan insurance
  • Easier to drive and park

Campervan cover can include;*

  • Cover for up to 365 days a year which can include foreign use
  • Cover for your Campervan whilst you are converting it
  • Enhanced cover for personal effects
  • Offers if you’re a member of a club
  • Panel of leading Campervan insurers
  • Unlimited EU cover
  • Up to £3,500 of cover for your camping personal effects
  • Up to six months cover to complete a self-build conversion
  • Value up to £120,000
  • Quotes available for customers with motor claims and convictions

*All features and benefits are subject to eligibility and underwriting criteria

red campervan on beach sea front

Insurance for your campervan

Taking your campervan out and about is one of life’s great joys. Hitting the open road for a holiday, a festival, day trip or simply a cruise along the coast is a truly unique experience in your camper and one we totally get!

From new campervans to retro classics, they are often larger than your average on road vehicle, meaning they are more at risk of being in an incident. That is why having the right cover in place before you hit the road is an essential for any campervan owner.

At Motorhome Protect we are specialists in campervan cover and have a panel of leading insurers in the UK, so that we can search the market and find the right cover for your needs. Policies can include as an optional extra, unlimited European cover, breakdown cover in the UK and Europe, up to £3,500 of contents cover and offers for limited mileage offered, keeping your campervan companion protected is a pleasure and never a chore.

What level of campervan insurance do I need?

  • Third party - This minimum required level of insurance covers the cost of: vehicle damage, personal injury claims to a third party, at fault accidents. Campervan repair or replacement is not covered under this level of insurance.
  • Third party, fire and theft - Covered if your campervan is stolen, and/or damaged.
  • Comprehensive - Includes third party, fire and theft, and damage protection for campervans suffering damage in an accident.

Some of the campervans we cover

- VW Kombi

- VW Transporter

- Mercedes Sprinter

- Ford Transit

- Mazda Bongo

What won't my insurance cover?

Before taking out a policy, please check it carefully as there are a number of details that campervan insurance does not cover.

  • General wear and tear damage
  • Theft through lack of security
  • Insect/vermin damage
  • Cuts and punctures to tyres

What are the differences between campers/campervans and motorhomes?

A campervan (or commonly known as 'camper'), is typically a converted van/vehicle as opposed to a motorhome which has been purpose built for living. Motorhomes are also typically a lot longer than campervans due to their extended wheelbase.

Campervan insurance policy cost/How much is campervan insurance UK

There are a number of factors that could affect the overall cost of your campervan insurance policy. The cost of your insurance also depends on the type of cover you would like to purchase as well. Listed below are the main factors behind your insurance valuation.

  • The age, model and value of your campervan
  • Parking/storage of your campervan
  • No claims bonus
  • Mileage/usage of your campervan

Compare motorhome insurance

If you would like to compare motorhome insurance policies or levels of insurance, you can fill out our online quote form or call us on 01865 818341

Will you help me compare motorhome insurance policies as well for my campervan?

At Motorhome Protect, our trusted specialists are more than willing to go over the details of your quotes for both your motorhome and/or campervan.

Motorhome insurance cover

We also offer insurance for your motorhomes as well! Take a look at our dedicated page for some of the most common questions we receive about motorhome insurance. If you want to get started with your new quote or talk about an existing one, you can either fill out the form below or call us on 01865 818341.

Classic campervan insurance

Our insurance policies cover a wide range of campervans both new and old. Whether you have fixed or raised roof, our specialist insurance will cover your beloved campervan (subject to requirements).

Here are some of the classic campervans we cover:

  •   1964 Classic VW T2 Samba. 
  •   1967 BMC Princess. 
  •   1973 VW T2 Westfalia. 
  •   1978 Bedford CF250 Dormobile Landcruiser. 
  •   1979 Ford Transit Mk2. 
  •   1979 VW T2 Devon. 
  •   1985 Dodge B250 Ram Sportsmobile Campervan. 
  •   1986 VW T25 Hightop Campervan.

fill out our form below for a quote on your camper van and see our best quotes for your classic camper van too!

Our Best campervan insurance

To receive our best campervan insurance quote, you can simply fill in our online form below. Please ensure that you are providing the most accurate information possible so that we can give you an accurate price for your vehicle.

If you would like to get a campervan insurance quote from one of our trusted specialists, you can simply fill in our online quote form

Fill out our online quote form for a call back today, or call us on 01865 818341