Campervan insurance you can trust
What is a campervan?
The word campervan usually invokes images of classic VWs cruising along highways on the sun-kissed roads of California, windows down and music blasting from the windows. While this might well be exactly how you plan on spending your life on the road, there is so much more to a campervan than a bed in the back of a van.
Designed primarily as a mode of transport that offers simple accommodation, campervans offer a certain level of flexibility that motorhomes don’t. They’re often smaller, with pop-tops or expanding roofs to allow for increased space for beds or standing room, or fixed raised roofs. This generally means they look and feel more like vehicles than a house on wheels, and they offer basic amenities for sleeping, cooking and in slightly larger or more luxurious campervans, a shower/wet room.
As they have less space, they most often have a bed at one end of the vehicle, rear and/or side door, a small window and offer limited storage capacity. The driver's cab is also rarely separated from the accommodation quarters. To create more space, retractable awnings can be attached to the side of the van for more comfortable living and dining situations.
You might be wondering ‘is a campervan an RV?’ The simple answer is yes. RV tends to be an American term, meaning Recreational Vehicle, and encompasses most forms of motorhomes and campervans, although American-built models tend to be much larger for improved comfort and storage.
There are a number of manufacturers with some of the most popular models being produced by VW, Ford, Fiat and Toyota. You may also consider a campervan if you already own a van that you are looking to convert. You will need to ensure your vehicle meets all requirements as set out by the DVLA for a conversion.
Pros of campervans
There are a few perks to choosing a smaller vehicle such as a campervan for life on the road:
- More aerodynamic than larger motorhomes
- Usually cost less to purchase
- More fuel efficient than larger vehicles
- Cheaper to maintain and use, including parts, ferry, toll charges and campervan insurance
- Easier to drive and park
Campervan cover can include;*
- Cover for up to 365 days a year which can include foreign use
- Cover for your Campervan whilst you are converting it
- Enhanced cover for personal effects
- Discounts if you’re a member of a club
- Panel of leading Campervan insurers
- Unlimited EU cover
- Up to £3,500 of cover for your camping personal effects
- Up to six months cover to complete a self-build conversion
- Value up to £150,000
- Quotes available for customers with claims and convictions
*All features and benefits are subject to eligibility and underwriting criteria
Insurance for your campervan
Taking your campervan out and about is one of life’s great joys. Hitting the open road for a holiday, a festival, day trip or simply a cruise along the coast is a truly unique experience in your camper and one we totally get!
From new campervans to retro classics, they are often larger than your average on road vehicle, meaning they are more at risk of being in an incident. That is why having the right cover in place before you hit the road is an essential for any campervan owner.
At Motorhome Protect we are specialists in campervan cover and have a panel of leading insurers in the UK, so that we can search the market and find the right cover for your needs. Policies can include as an optional extra, unlimited European cover, breakdown cover in the UK and Europe, up to £3,500 of contents cover and discounts for limited mileage offered, keeping your campervan companion protected is a pleasure and never a chore.